Wayne County, MI counted 270 employer establishments under snack and nonalcoholic beverage bars in 2023 (CBP).
Cold brew gear, an espresso machine, grinders and a roaster are equipment; green coffee fits a credit line, and the invented merchant cash advance for the same order costs more. Water hookups, roaster venting, gas piping and any change to the space count as property work, which this site does not take requests for.
At a glance
- Snack and nonalcoholic beverage bars, Wayne County, MI
270 employer establishments (CBP 2023)
- Paid employees at those businesses
2,874 (CBP 2023)
- Snack and nonalcoholic beverage bars, ZIP 48150
8 employer establishments (ZBP 2023)
- Those businesses with fewer than 5 employees
103, or 38.1% (CBP 2023)
Cold brew and nitro gear for a Livonia, MI cafe on one equipment schedule
Illustration only, invented figures: a Livonia, MI cafe adds cold brew to its menu with a cold brew system at $3,860, a nitro kegerator at $2,940 and an under-counter refrigerator at $2,180, $8,980 together.
On equipment financing for 30 months at a 12.35% annual rate, the invented cold brew setup is paid down at $349.44 each month. By the 30th invented installment the cafe has paid $10,483.20, with $1,503.20 going to interest.
All three pieces stand on the counter or under it and plug into an existing outlet. A new drain, water line or circuit for them would be property work, which stays outside this site.
- the supplier quote with each model
- recent business bank statements, including card deposits
- the cafe's time in business and its lease term
- any payments already running on other cafe equipment
Snack and nonalcoholic beverage bars in Wayne County, MI: the Census code that counts coffee shops
Coffee shops, juice bars and similar counters are counted under snack and nonalcoholic beverage bars (NAICS 722515). County Business Patterns put 270 of these employer establishments in Wayne County, MI in 2023, with 2,874 paid employees.
Counters with fewer than five employees numbered 103 of the 270 that year, which is 38.1%.
ZIP Code Business Patterns recorded 8 snack and nonalcoholic beverage bars in ZIP 48150 in 2023, by street address.
Nonemployer Statistics, a separate program, listed 141 of these businesses without paid employees in Wayne County, MI for 2024. Cafes that serve full meals at tables may fall under the restaurant codes instead; the restaurant page covers those, and the Livonia, MI page has the office ZIP's figures.
Lease, loan or credit line for a refurbished three-group espresso bar in Livonia, MI
Illustration only, invented figures: a Livonia, MI coffee shop prices a refurbished three-group espresso machine at $16,240 and two grinders at $2,395 each, $21,030 for the bar.
| Option | Monthly payment | Paid by the end | Shop owns it? |
|---|---|---|---|
| Equipment loan, 11.15% for 48 months | $545.06 | $26,162.88 | Yes |
| Lease, 48 months plus a 10% purchase option ($2,103.00) | $509.00 | $26,535.00 | Yes, after the option |
| Credit line at 15.3%, paid off in 12 months | $1,901.11 | $22,813.32 | Yes |
In this invented comparison the lease, once its option is paid, costs $372.12 more than the loan, and the credit line has the smallest total but a monthly payment of $1,901.11. The water line, filter hookup and dedicated circuit an espresso machine needs are property work outside this site.
A small-batch roaster for a Wayne County, MI cafe: the machine on one agreement, the venting outside it
Illustration only, invented figures: a Wayne County, MI cafe that roasts its own beans buys a five-kilo drum roaster for $27,400, pays $2,400 down and finances $25,000.
Sixty installments of $539.83 at a 10.7% annual rate pay off the invented roaster, $32,389.80 from first to last, and $7,389.80 of that sum is interest.
The roaster is equipment a partner can treat as security. Its exhaust venting, ducting through the roof or wall and any gas line are work on the building, which stays outside this site and needs its own budget.
Green coffee by the bag: a Livonia, MI cafe's credit line or a merchant cash advance
Illustration only, invented figures: a Livonia, MI roaster-cafe buys $6,880 of green coffee for the next several months of roasting.
Drawn on a line of credit at a 14.4% annual rate, the green coffee draw stays out 45 days in this invented case and picks up $122.14 of simple interest before it is cleared.
A merchant cash advance for the same invented amount at a 1.3 factor means the funding source collects $8,944.00, so the advance costs $2,064.00. With a 10% holdback on invented card sales of $1,120 a day, $112.00 is collected each card day, and the invented advance is finished after 80 card days.
A merchant cash advance is not a loan; it is a sale of future card receipts. In this invented case it costs far more than the line, and a cafe can ask about a working capital loan as well before choosing.
By Lakebridge Finance · Updated